Archive for July, 2008
As a business owner, you are both the boss and the employee. Some people can thrive in this type of situation and achieve more than they could in a traditional work environment. For other people, this situation can spell disaster. That is why it is important to analyze yourself several times a year to make sure you are staying on track.
Are you focused on your business? This alone can throw your business into high gear or create a standstill. It can be easy to lose focus when you work at home, as there will always be other things competing for your attention. It is okay to let the laundry wait for a few hours while you work on your business. Your laundry can’t pay your bills, but those few hours you put into your business could reap you many financial rewards.
Not only is focusing on business tasks important, but it is important to be focused within your business. It is easy to get sidetracked with new business ventures and other offers. It can be hard to spread your time and energy over too many projects. It is easier to manage a select few projects that are tightly woven within your target market.
Are you being productive? At the end of the day, do you ever feel like you worked all day but accomplished nothing? Take a look at the tasks you are working on, and whether they are actually important to your success. If you find yourself getting sidetracked by surfing the web, chatting in forums, or reading blogs, try to schedule time for those activities after your “real work” is done.
On the other hand, if you feel your time is being sucked away by answering email, updating your website, or collecting research for an upcoming information product you are working on, try outsourcing those tasks to a virtual assistant. This will help you free up some time to work on business tasks that need more attention.
Are you reaching your goals? If you find that you are constantly missing your goal deadlines, you may want to take the time to revamp your goals. Create an action plan that will be easy to follow and help you get to your end result.
Would I hire myself? This is a tough question to ask yourself, but it is very important. It may sound silly, but perhaps you could write out a job description and give yourself an interview. Are you the type of employee you would want to hire?
If you answered “no” to the above question, take some time to write out the areas within yourself that you would like to improve. This can be a hard exercise to complete, but once you have analyzed yourself, you’ll be on your way to becoming a better business owner and having a better business.
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Smart steps to raising a credit score
Hudson Valley Press, NY - Do you know your credit score? A low credit score could be costing you money. People with poor scores usually pay higher interest rates, which translates … |
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Clean up credit score to land a sweet mortgage rate
USA Today - A credit inquiry can reduce your score. Worse, the loan will hurt your "credit utilization ratio," which accounts for 30% of your credit score. … Credit fix reduces interest in zero-percent financing Gail MarksJarvis Mortgage Confidential: closing an account can hurt your credit score Credit dos and don’ts before buying a home |
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Answers to credit loan questions
Brazil Times, IN - Your credit report may also contain your credit score — a number between 300 and 850 — that is used to predict whether you will repay a loan. … |
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Credit ratings and your business
Miramichi Leader, Canada - Before you apply for a business loan, it's a good idea to check your credit report and continue to do this periodically. A credit score is a snapshot of … |
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Loans for people with bad credit: Restore your financial status
Best Syndication, CA - The best way to improve your credit score is to start making all your payments on time. This will certainly improve your credit score. … No Paperwork Payday Loans: Instant Financial Loans At Your Disposal |
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Credit Cards: How to Protect Your Limits
BusinessWeek - According to Loretta Abrams, senior vice-president of consumer affairs at HSBC (HBC), 35% of your credit score is determined by whether or not you meet your … American Express 2Q profit tumbles 38 percent |
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YOUR MONEY REALLY MATTERS: “FICO 08 May Change Your Credit Score”
Seattle Medium, WA - There is no quick fix to improving a credit score, since your credit history is collected over time. Below are several steps that may help. … Bills.com's Ewing Explains Alternative Credit Scores |
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How To Keep Your Business Afloat If You Are Under-Capitalized
PowerHomeBiz.com (press release) - Just as a credit card company will look at your credit score before extending you credit, business lenders rely on a similar credit scoring system to … |
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Credit Score Promises May Be a Rip Off
WEAU-TV 13, WI - The BBB says for an upfront service fee it will work with the credit reporting agencies to improve your score. That's when they say the customer is strung … |
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